You don’t have to travel the road to Financial Freedom alone.
Benjamin Franklin said that if you fail to plan, you plan to fail. This is especially true in today’s financial world. We offer several different levels of planning agreements to our clients so that they have multiple options to choose from.
We help our financial planning clients understand the importance of gathering accurate information on their current financial position, define their attitudes toward risk, and identify the goals they are striving to achieve. Analyzing the information to offer personalized recommendations based on the client’s concerns and attitudes shape the strategies that will be carried out. As a team, the Client and Planner periodically monitor the progress toward the goals and agree on the following steps to be taken.
Fees Made Simple
Vision Wealth Advisors strives to make all planning fees and advisory fees transparent and fair. Sit with one of our advisors today to see for yourself the benefits of transparency.
Vision Wealth Advisors offers 3 levels of financial planning guidance and support. Take a moment with your advisor and discuss which level of planning is suitable for you and your situation.
PLANNING FEES
Strategic
Financial Planning
Financial planning that focuses on 1-2 fundamental goals (Retirement Planning, College Planning, etc.) with detailed analysis and step-by-step guidance on how to achieve those goals.
• Goals-Based Planning
• Legal Document Review
• Tax Return Review
• Personal Website to monitor your accounts and assets
• Investment management
• 1 in-person annual review
• 3 quarterly calls
Custom
Financial Planning
A tailored financial plan focusing on 4 or more planning topics along with Business Planning, Estate Planning, and Tax Planning.
• Goals-Based Planning
• Legal Document Review
• Tax Return Review
• Personal Website to monitor your accounts and assets
• Investment management
• Major Purchase Planning and review
• Business Planning, including group benefits along with executive (Top Hat) benefit solutions
• Estate Planning with trust review
• 2 in-person semi-annual reviews
• 2 quarterly calls
Complex
Financial Planning
Comprehensive financial planning focusing on 2-4 planning topics (Retirement Planning, College Planning, RMD planning, withdrawal, income schedules, etc.) with detailed analysis, step-by-step guidance, and correlation planning.
• Goals-Based Planning
• Legal Document Review
• Tax Return Review
• Personal Website to monitor your accounts and assets
• Investment management
• 2 in-person semi-annual reviews
• 2 quarterly calls
All planning fees are subject to a 20% initial payment, with the remainder of the fee split into 12 monthly payments. Investment Advisory fees may be used to offset planning fees at the advisor’s discretion and upon approval of Vision Wealth Advisor management.
ADVISORY FEES
The table below refers to the advisory fee schedule for Vision Wealth Advisors and is based on total advisory assets held per household under the management of Vision Wealth Advisors.
Additional program fees, third-party management fees, and expenses may be associated with the account. Please consult with your advisor for details.
| Advisory Assets | Advisory Fee |
|---|---|
| $5,000 – $500,000 | 1.23% |
| $500,001 – $1,000,000 | 1.12% |
| $1,000,001 – $3,000,000 | 1.01% |
| $3,000,001 – $5,000,000 | .89% |
| $5,000,000 + | .8% |
All advisory accounts are entitled to:
- Quarterly rebalancing
- Risk Tolerance and Time Horizon assessment
- Needs-based investment allocation (Bucket Approach)
- Quarterly Portfolio Analysis
- Trade fees included in Advisory Fee
- CIR Statements and web-based 24/7 account access
MoneyGuide Pro
Vision Wealth Advisors utilize MoneyGuidePro®, created by PIEtech℠, which makes your planning experience consistent and allows us to deliver the highest quality financial plans possible.
Clients are also given access to the MoneyGuide portal, which allows for 24/7 access to your plan and select customization of specific objectives and goals